Remortgaging is when you take out a new mortgage deal on your existing property and can be done for many reasons, firstly you may want to find yourself a better deal on your existing repayments or secondly to avoid switching onto a potentially higher standard variable rate when your current mortgage deal comes to an end.
Many homeowners also remortgage to consolidate any debts you may have or to raise extra money for home improvements.
Whatever reason you want to remortgage your home for, it is important you have the best guidance and advice available to you.
Whether we arranged your first mortgage for you or not, our team of advisers can reassess your circumstances and search the market place to find you the most suitable new deal available whether that’s with your existing mortgage provider or a different lender.
Usually, the best time to look for a new deal is about 4-6 months before your existing deal is due to expire.
You may have to pay an early repayment charge to your existing lender if you remortgage.
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Trading Address 14 Gilbert Road, Belvedere, DA17 5DA
Financial Conduct Authority reference number: 939121
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